Millennial Hacks: Paying Bills in a Jiffy with Bayad Center

As a busy girl who wants to get things done in a jiffy, paying her bills is a mandatory errand to do every month. I usually pay at the nearest bayad center near my home and whenever I am at the mall – for my convenience. Now Bayad center has made it even better, hassle-free, more options for the young millennials and for those young at heart.

Hassle-Free Bills Payment with Bayad Center

As technology and innovations continue to make our lives easier, we become more aware of different life-hacks – things that help make our daily activities less complicated, giving us time to do more important things like work, going to the gym, attending events, for me blogging, working and household errands.

Paying multiple bills, as you will agree,continues to be a daunting task for us adults as we have to transfer from one place to another,switch from one website to another, just to beat the clock so to speak.Do you know that Bayad Center has transformed itself to a multi-channel facility to help us in whichever situation we’re in? Talk about ultimate convenience.


We know this — BAYAD CENTERhas over 5,000 payment locations nationwide, accepting more than 200 types of bills in its roster.

Take for instance our area in (PLEASE INDICATE YOUR CITY), we see a lot of Bayad Center branches carrying that “bahay-kubo” icon and the Meralco seal on their signages. These branches are strategically located in commercial centers and other convergence areas to cater to your payment needs, as well as other services like Prepaid Loading, Airline Ticketing, and Remittance Payout.

If you’re the one who prefers paying their bills while doing shopping or groceries, Bayad Center powers the bills payment facility of Robinsons Malls & Supermarkets, Savemore, Waltermart, Alfamart, Isetann, Landmark, Sta. Lucia Mall, San Roque Supermarkets, and the Gaisano Malls, so you get the same seal of service and integrity in your payments.

Aside from these establishments, Bayad Center also runs the payment system of LBC, Philpost, 2Go, CebuanaLhuillier, M. Lhuillier, Tambunting, Villarica, BHF Pawnshop, CVM Pawnshop, Raquel Pawnshop, Palawan Pawnshop, as well as major Western union agents like USSC, eBiz, Pera Hub, and DA5. There’s Luzon Development Bank and Citystate Savings Bank as well.

Overseas Over-The-Counter, Mobile Application &Web-based Facility


Understanding the needs of our Kababayans overseas,Bayad Center has partnered withSaudi Call, for those who are in Saudi Arabia&Ventajawhich branches are present worldwide. With these partnerships OFW’s process of sending money to pay for the family’s bills are easily shortened.If you are an OFW who prefers a mobile application, there is – miLinewhich caters if you are in the countries of Singapore, Japan, Honkong& UAE.You can simply download the app for an easy way of paying bills back home.miLine’s bills payment system is powered by Bayad Center. On the other hand, Partnership with PLDT Globalallows overseas Filipinos to conveniently manage their payables back home through an easy to use web- based payment facility – simply log on to Through the Bayad CenterInternational Bills Pay, overseas workers can already settle their household bills over-the-counter through these accredited partners of Bayad Center in the different countries abroad.

bc1Automated Payment Machine

ATM’s? Well Bayad Center now has APM’s or Automated Payment Machines (APM). Bayad Center’s Touchpay Machines areself-service kiosks whose primary use is to help reduce payors’ waiting time in different payment convergence zones. These APM’s are strategically installed in buildings such as the biller’s business offices, government offices, BPOs, factories, malls, and convenience stores nationwide.

Aside from Bills Payment, the TOUCHPAY MACHINE also offers other services namely, Prepaid Loading, Top-up, E-money, and many more. It’s an easy-to-use machine operating 24/7 so you can pay bills whenever your schedule permits.

Retail Machine

Want to pay your bills but don’t have enough time to go to commercial areas? Bayad Center’s Retail Machine is the answer to your problem. The Retail Machinescan be installed inSmall & Medium Enterprises such as your ever reliable sari-sari stores, neighborhood pet shops & carwash centers, cooperative offices and even PUV terminals,offering services such as bills payment, remittance & E-Loading.

Soon customers can even pay through their credit card, debit card, or Beep card.

Bayad Center Online

If you’re one of those who prefer doing everything online, Bayad Center Online can cater your payment needs thru Paying bills is now made easier at the comfort of your home. And since this is a web-based facility, you can also view and do the transactions on your mobile phone wherever, whenever.

With Bayad Center, every Filipino, wherever they may be, can always be assured of #TatakSigurado! This is a testament of millions of Filipinos using the service. Now with a multi-channel facility, paying bills has never been easier with Bayad Center.

For more information about Bayad Center, visit Follow them on Facebook: @BayadCenterOfficial



Salmon Love: Ramencool West Avenue, Saturday Lunch Sets

Saturdays are considered a FREE PASS for me, and what I like visiting Ramencool West Ave is I get to do cardio, a walk to the “sakayan” of the jeep from my gym (Trinoma-SM North’s footbridge to Emerson) to West Ave and its a jeep ride away – You can actually walk from Emerson (which is across SM North), it’s not to far. If you are passing by Quezon Ave, its like the far end of West Ave. kinda near SM North. It can be found at WEST LIFE Commercial Center beside Starbucks West. Avenue.

You may think the place is small but it can accommodate a lot of people, In every area there is a different design representing traditional and modern Japan. There are tables good for 2, 4 and groups. I really like the Cherry Blossom ceiling 🙂 The place is cozy, relaxing ambiance and friendly smiling staff.


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Every Saturday they offer Saturday Lunch sets from P199-P399. Since I love Salmon, I ordered the Salmon set composed of Salmon, Tamoyagi (egg), Fried Rice and Salmon Miso Soup – it’s actually good for one and if you are on a diet good for sharing- The rice bowl definitely good for 1. – I was so full and satisfied 🙂 Worth P399, Not bad since we know salmon is really costly. There are other sets for you to choose from.

Saturday Lunch Set and Drink
Saturday Lunch Set and Drink


Salmon Set- They thrown in a crab salad side dish 🙂




Since I love “maki(s)” too, they let me try out their bestseller, which is The Sweet Salmon Summer Roll and I love it! Sweetness and savory go together and from the looks of it looks delish – looks longer in personal ! Worth P295

Sweet Salmon Summer Roll

Drinks you ask? Since I love ice coffee – I like the texture , sweetness and lightness. I am not a fan much of the GOLD Ice tea but I failed to try the HOT Green Tea (since I drink green tea all the time – good for metabolism). I do suggest take some sips after eating.

Pork Shiomen

The menu? Very hard to choose from a lot of varieties. Oh yes, since the name is RamenCool what is their bestselling Ramen they said it is the RCOOL. My friend tried the PORK SHIORAMEN, not bad it was full of flavors and the meat ain’t dry- my friend is more a ramen fan. Their Ramen is actually good for sharing atleast 2 persons. Prices are not bad, ranges from P195 – P300 ish + worth per dish. Generous amount of servings too!



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They have also a EARLY EVENING DINING P599 NET Only, composes of Ramen (1) + DonBuri (1) + 4 pieces of Maki + Chicken Karaage + Salad + Ice cream.

Yes, they have WIFI and they have branches at KAPITOLYO and SM MANILA.

Opening hours are:

Monday- Wednesday: 11:00 AM – 10:30 PM (Last order)

Thursday- Friday: 11:00 AM – 11:45 PM (Last order)

Saturday 12 NN- 11:45 PM (Last order)

Sunday 11:00 AM – 10:30 PM (Last order)

From Thursday- Saturday they are open till 12 midnight

Like them on facebook and Instagram @ramencoolph




Blog Review: Belo SunExpert Sunscreen


For the past summer, I’ve been using these protective essentials during my travels (Local and International). It is proven that Belo SunExpert deserves  to be part of SpotPH leading and recommended sunscreen here in the Philippines also with my blessing. The thing what I love from the variety of SunExpert sunscreen, you can use and bring it anywhere. The packaging/bottle easy to grip and lightweight. All our hypoallergenic, dermatologist tested and Paraben free. Keeps you Beautifully protected and prevents pre-mature skin aging.

Belo SunExpert Tinted Sunscreen P449.75

Photo taken by Vincent Abarico @vinceabarico

I personally use this product also as a base for my makeup, good condition for 8 office hours. My face kinda starts to oil after work hours. Sometimes I go bare face and just apply this as my go-to-make up, re-apply it every 50 minutes since its SPF 50 (whenever I remember). Good for an entire day doing activities indoor and outdoor. Easy to do just tap some small amount on your face, then blend.

When I visited my place back home in the middle east, this is the only thing I apply in the day when I go out because when I came it was Ramadan, the sun was blazing hot. You can carry this product in your bag and bring it anywhere 🙂

Score 3.5/5 (Score compared to Belo BB Cream)


Belo SunExpert Ultra Gentle Sheer Spray P539.75

Photo taken by Almira Capiral @miraycapiral


I personally use this when I go do my laps during midday at our condominium pool in the city because it evenly applies and when I am on the water it gives me that “light feeling”. I kinda prefer using sheer spray when I go swimming by the pool because its not greasy and evens out when I apply it also spray hard to reach areas. I don’t use sheer spray on the face though. It’s simple shake it before use then apply on the skin before sun exposure. Re-apply every 50 minutes or as needed, after toweling, perspiring, vigorous activities and prolonged sun exposure.

Score:  4/5

Belo SunExpert SPF 40 Face P329.50 and SPF 60 Body p459.77


These two are good partners of course, face and body. I prefer using this in the beach because of the extreme rays and the heat is different. Then you easily get darker in the beach so I make sure I re-apply accordingly. So far it doesn’t guarantee the same skin tone as before you have just preventing your skin to go way darker. It depends on the person skin. I just don’t want to go back to my “nognog”/dark sin days. It’s thicker in consistency compered to others but it is lightweight and not too heavy on the skin- It was just right and it wasn’t greasy.



SPF 40 Face 4/5

SPF 60 Body 4/5

I brought the BELO SPF 60 BODY when I visited Canada, there are times that the sun is blazing hot while we were on tour so good thing I packed it in my bag and used it incase the weather gets hot and I could feel the sun on my face. I admit I kinda got that Canadian tan while I was there, there are time I forget to use and bring it.

Belo SunExpert SPF 50 MIST P479.75


I use this product alternately with Ultra Gentle Sheer, It is lighter to carry and doesn’t add much space if you put it in the bag. Oil based but not sticky and lightweight on the skin. This is more hefty when you are travelling since it ain’t bulky but I prefer the coverage of the Ultra Sheer.

Score: 3.5/5

Belo SunExpert Sunscreen(s) can be bought at any Mercury and Watsons branches and also available at @sampleroomph

Follow Belo SunExpert on Instagram : @belosunexpert



Whipped Salon PH: Sugar Benefits of Waxing and Scrubbing

Breaking the norm that waxing makes hair more thicker but well it depends actually on how you maintain and how hormonal you really are. For me it didn’t matter too me about the norms and sayings. I was fed up on how people would teased me as one of the boys and others growing up since I was hairy/”balbon”. Well as you get older, you realized its all about having good hygiene and grooming. When I started waxing it made me more confident, the teasing lessened but behind that there are benefits to sugar waxing and scrubbing- when I hit puberty my skin wasn’t in good condition and I have dark spots, scrubbing reduces it . I mean it’s on the person’s perspective and choice whether you want to pamper yourself or not. The important thing you have a good heart and  feeling pretty and confident makes you happy- most important 🙂


At Whipped they specialize in Sugar waxing and Sugar scrubbing, here are the benefits why you should try Sugar waxing and scrubbing 🙂

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Benefits of Sugar Waxing

  1. It’s all good and natural – made from sugar, water and lemon.
  2. Goodbye, good riddance! – roots are taken out as well
  3. Soft, smooth and unwanted hair – growth of unwanted hair will be soft, smooth and easier.
  4. Finer and thiner hair growth
  5. Strip dead skin cells
  6. Reduces chances of hair ingrown
  7. Less painful and little discomfort
  8. Minimizes risk of breakage – pulls the direction of natural hair growth
  9. Healthier skin
  10. Sanitary and Non-comegenic


Benefits of Sugar Scrubbing

  1. For a clean and clear skin.
  2. Bye bye flakes! – flaky skin (dry patches) accumulates overtime
  3. Renew skin
  4. Perfect Glow
  5. No more dark patches
  6. Remove those nasty scars
  7. Get that smooth skin
  8. Awesome feeling
  9. Healthier skin
  10. Improves texture


  • 3rd Floor  Ayala Fairview Terraces
  • 2nd Floor, Commerce Avenue Wing at Alabang Town Center
  • 2nd floor, Eight Forbes Town Center BGC.
  • Follow them on instagram: @whippedsalonph #YummerWithWhipped #WhippedItOut #StrippedWithWhipped #SmootherWithWhipped #WhippedATC #WhippedAFT #WhippedETC #DareToGetWhipped #GetWhippedNow #WhippedMNL #OnlyAtWhipped

To check out their services and price rates

ChalkxHM Bright Young Manila Campus Hotties


It’s this time of the year where Chalk Magazine brings all schools in the metro representing their designated university and showing the true essence of comradery. These bright young hotties are not only good looking but they are as well model students- that’s why they’ve been chosen in the first place. Each with a different talents and millennial perspectives about how the generation can take over at this present day.


Chalk Magazine in collaboration with H&M- the perfect partner for this event because H&M as a known brand doesn’t fail to set trends that are young and cool, a factor of a bright young Manillenial. H&M are always in trend every season and since they started to branch out here in Manila- considered one of the premier brands  and loved in the country today.



Last night, August 12, 2016,  was the ultimate #TheBigUniversityNight at the H&M Mega Fashion Hall – there were activities, food stops (Jamba juice, Chef Tony’s, Pizza and Bundaberg) and social gatherings (you get to meet new people and make networks). They had a contest among schools on the best OOTDS, the winner was chosen by the Chalk Magazine Team (UST got to bring home the bacon and won worth P20, 000 for their school org) and also a dance competition. A performance from the pambansang pepsquad and champions- UP PEPSQUAD! (University of the Philippines).



Last night also revealed the roster competing for the coveted title of Chalk’s Bright Young Manila Campus Hottie. The event was hosted by DJ Ai Dela Cruz of MYX. The finalists got to be interviewed , showed some of their talents and convince us why they deserve to win. Despite the competition everybody were all in together and just having fun.


Abiel Anselmo, The Bae of trades of DLSU

Ace Yabut, The Model Student of Mapua

Cholo Dela Cruz, Radio Jock of UPD

Dani Camcam, future Diplomat of DLSU

Hannah Locsin, Trendsetter of DLSU

Izumi Nagai, The Deviant Artist of CSB

Jana Mahusay, Dancefloor Diva of CSB

Jay Kim, Korean Cutie of DLSU

Justin Torio, Social Media Hottie of Mapua

Kimberly Amatong, The Fierce Footballer of MC

Kimberly Cruz, Blogerbelle of Ateneo

Marco Sario, Hardcourt heartthrob of Letran

Patrick Yu, The Ramp Rockstar of UST

Philip Tai, The cool geek of DLSU

Sabrina San Diego, Multitalented chick of UST

Vivien Nelsen, Multimedia Maven of DLSU

To vote and to get to know more about these cuties head over to the hashtags #ChalkxHM #ChalkBYMCampusHotties #TheBigUniversityNight


Long-lasting polish: Kitchenails Gel Polish

Opt for a polish that never chips off and would last for atleast more than a month, that’s the revolution of gel polish. Kitchenails has a range of gel polish colors from brands such as ORLY, GELISH and GELAZE.




Well each nail is inclusive of cleaning plus the gel polish (P100/nail) which is P1000 in totalper pair of extremities. It’s not bad if you are desiring long lasting polish and easily dries after so you don’t have to worry if it will peel or  chip off anytime. It will be coated to the desired shade of your preference. It has a special dryer and top coat applied everytime. In a jiffy, when its done no need for downtime- it’s done and dry.



As the course when your nail grows the polish shortens (“umaangat”).But this special polish doesn’t goo off easily by any drug store acetone/ nail polish remover. There is a special kind of nail polish remover and for a time your nails needed to be soaked with cotton and wrapped in a foil. Kitchenails offers that kind of treatment worth P400.

Kitchenails Trinoma is located at the 3/F  Mindanao parking area near landmarks such as Powermac center, Calvin Klein and Ecco (along that area- beneath the escalator going to Mindanao Parking area.).

For people at the south, they also have a branch at Alabang Town Center 🙂

For reservations you may call 625-28-04

Like and Follow:

Instagram: @kitchenails


Don’t forget to use the hashtags #Kitchenails #ColorTheNorth #ColorTheSouth #FeedYourSenses #Relax&Enjoy

For the past 6 months it has been a pleasure being a blog ambassador for Kitchenails, thank you to the entire staff for being so friendly and accommodating not only to me but also to my friends who came and try. You’ll really love the vibe, aroma and tranquility of the place – a good place to relax and enjoy while getting your nails done  #AppeciationPost



Forever Beautiful SM North Launch: Glow Facial

Forever Beautiful has launched their second branch here at the North! (LG /F SM North Annex), For me who has been trying out their treatments it is more convenient for me now since I live here at Quezon city instead of me going to their branch at SM Mega Mall- where most of their clients are.


Since they just opened this July, their SM North branch is not yet in full interior- in the coming days it would be as chic like their SM Mega Mall Branches.

I’ve tried their GLOW FACIAL (P499.00) with gold mask (additional P200). It starts off  by applying cleanser and scrub (applied like two times). The scrub would be applied and massaged then after with the use of the 2 kinds of electrical brushes (thin one for the nose and another one which is bigger for the entire face) This treatment gives additional glow to your skin and also has exfoliating properties. This is an option for those who doesn’t want to go for extraction. The procedure would take 15-20 minutes. For it was kind of “bitin(short time)” because maybe I was used to having extraction facials and the oxygen facial they have (would usually take an hour). Definitely if this is the kind of facial you are up for- I did feel a difference on my skin. Well if you are up for extraction they have a basic facial that cost (P350), you can actually add that to your glow facial. I availed the gold mask to give additional exfoliation to my skin.

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Gold Mask (15 minutes)


Note: If you have sensitive skin, you opt to seek advice first.

For reservations:

SM North Edsa: Unit 11 Lower Ground Annex 1

Contact numbers: (+632) 966 0000,  (+63) 917 819 8000, (+63) 917 654 2300

Like and follow:

Twitter: FBeautifulPH

Facebook: foreverbeautifulspa

Instagram: foreverbeautiful_PH

For their other facials and treatments (Click the photos below for full view)




Focus on how you look and feel with #WhippedMNL


Being “balbon”/Hairy all these years made me appreciate the feeling of newly waxed and shave skin because It feels LIBERATING. The endless questions from others asking how does it feel and does it become thicker after. Well to answer the last question it depends on your hair (hormones). For me in a span of 2 weeks my eyebrows start to become bushy (after threading). Getting hot waxed for my legs would take a month for it to start growing.

For me it is essential to feel hairless because it makes me happy (That is the important thing, what makes you happy and its your money right?) . But a tip, once you’ve start doing it you have to maintain it. It’s all hardwork being a woman.

Its a new venture for me to be a brand ambassador for whipped and get to blog their services for a year, I’ve tried the sugar waxing for the eyebrows, hands and legs. Caramel scrubbin’ for the underarms too 🙂


Sugar waxing is painless but prepare for the shock but that would be normal for the first, but as it goes on you don’t mind. My brows started to grow after 2 weeks as expected for me since I am very balbon and got thick hair. For the arms it took a month for it to grow but for my legs I started to notice it takes less than a month unlike my usual.


The caramel scrubbin’,  you won’t get to appreciate it at first, yes my underarms lightened a bit but I think it has to be continuous and need to consistent with this regime. The caramel scrubbin’ has whitening effects as said. I always like a good scrub with a pleasing aromatic scent. Just keep in mind we all vary with different skin types, it may be hiyang for some and others. The good thing with whipped they use all natural products and the price range is affordable for middle class.



For the pricelist, click the photo for full preview 🙂

Visit a Whipped branch near you 🙂

  1. 3rd Floor  Ayala Fairview Terraces
  2. 2nd Floor, Commerce Avenue Wing at Alabang Town Center
  3. 2nd floor, Eight Forbes Town Center BGC.

Follow them on instagram: @whippedsalonph #YummerWithWhipped #WhippedItOut #StrippedWithWhipped #SmootherWithWhipped #WhippedATC #WhippedAFT #WhippedETC #DareToGetWhipped #GetWhippedNow #WhippedMNL #OnlyAtWhipped

Can’t Keep My Hands to Myself: Hand entrée and massage #Kitchenails

So before I packed my bags, I never missed out the chance to visit and get mymonthly sessions with KitchenNails. The reasons why I keep on coming back because the place is accessible – heart of Quezon City, Trinoma (Near the gym I go to). The price is affordable for middle class and I get to bring friends over. The place is very relaxing and the interior is pleasing plus the place smells good. Then the nail specialists are very accommodating and they really take their time. Tip: Book ahead to have an appointment  you may contact them at 02 815 6350





The Hand Entrée with manicure ranges at P350 (LA COLORS), If you want premium brands its add P60. I tried the Ruby Wing change color polish got mine in white to gold-ish. Note: It changes color when there is extreme heat exposure – takes time though.

Ruby wing change color polish (white-gold)



They start off soaking your hands with this baking pan (the store’s culinary concept) and then applied your choice of  scrub, oil and mask. Then they wrap both of your arms with a  plastic wrap and wait on for 10 minutes then the massage (aperitif), you choose either soft or hard. Then they start with your manicure session 🙂


Here are your choices to choose from 🙂

Seasoning scrub:

  1. Cucumber: tightens open pores and rejuvenates complexion
  2. Peppermint: makes skin clearer (my choice)
  3. Pumpkin: prevents skin aging and promotes skin rejuvenation
  4. Coffee: one of the best exfoliator! Bye bye dead skin cells
  5. Strawberry: excellent skin cleanser.

Treat (Mask):

  1. Coffee: Tightens your loose skin. (my choice)
  2. Orange: natural treatment for dark spots and blemishes.
  3. Milk: skin fairer and radiant
  4. Peppermint: Good skin moisturizer and reduce infection.
  5. Lemongrass: restores your skin to its original lightness.


  1. Mint: Relaxes your senses and alleviates stress.
  2. Grapefruit: Stimulates production of collagen
  3. Lavender: antispetic properties.
  4. Green tea: Enhanced by sun protection by eliminating radicals
  5. Mineral: Extra dry and sensitive skin


  1. Acupressure: Relieve yourself from tight pressure points.
  2. Swedish: To relax and soothe you with penetrating strokes.
  3. Detox: Drain unwanted substances.
  4. Signature: Mix of different senses that waken your senses.

While there take some R&R time to get a massage. Your choice is either Acupressure, Swedish, Detox and Signature). Coverage: Hands, Feet, Arms, Leg, Head and Neck.

15 minutes (choose 1) P250

30 minutes (Choose 2) P400

60 minutes (Choose 3) P600


Tommy Esguerra as Christian in “Christian and Anne” by Dolce Amore

As a reader/bookie myself, I can’t believe that the evolution of writing changes – as social media becomes a medium and now it can be flipped into the book pages, this my friends is what people call now Socialserye. Maybe you’ve heard of Vince and Kath spread all over and shared on Facebook. Well this is a different story about unconditional love of Christian and Anne. It is very unusual for me to read text messages on a book – I am very open minded about it.


The gist of the story is about Christian, a fat nerd who confesses his feelings via text to Anne – which started this whole story. Anne, is the most popular gal in school who recently just broke up with her heartthrob boyfriend Patrick. That’s when Christian tried to make “the moves” when Anne was at the stage of vulnerability. Well Christian became a rebound but then Anne started to fall for this chubby chaser. Then this Patrick guy came in the picture again and try to ruin and tear the two apart.

Christian got hurt, seek refuge by going back to the states coming back and crossing paths with Anne years after turned into this hunk/ every girl’s dream guy. And that is where the story revolves and the trials these two lovebirds have to face.

This novel is the brainchild of Dolce Amore – she was all about the idea that  love comes in all shapes and sizes, an advocate of unconditional love. We asked why she chose Tommy Esguerra as “Christian”. She said she admired Tommy for a long time and he would be perfect as Christian because of his pretty boy face, Adonis figure and charm. Will there be a sequel I asked, she said “Yes”.



ca3Meeting Tommy was a humbling experience, (He’s taken girls we all know that – seen all his sweet chivalry on PBB for Miho – you lucky girl!). Actually I bumped into Tommy before at Trinoma and asked for a selfie, because two of my best gal pals are fans. This is my second encounter with him but I get to interview him. He is honored and thrilled to be as Christian and he gave some guy tips that men despite of their masculine nutshell can get too emotional when they fall in love and get hurt. When it comes to moving on he said just keep yourself busy.


If you guys want to grab a copy of Christian and Anne, the book is available in all leading National Bookstores for the price of P150 and get kilig too.